January 17, 2014

The 21 Day Financial Fast by @SingletaryM Book Review

In The 21-Day Financial Fast, award-winning writer and The Washington Post columnist Michelle Singletary proposes a field-tested financial challenge.

For twenty-one days, participants will put away their credit cards and buy only the barest essentials. With Michelle’s guidance during this three-week financial fast, you will discover how to:
  • Break bad spending habits
  • Plot a course to become debt-free with the Debt Dash Plan
  • Avoid the temptation of overspending for college
  • Learn how to prepare elderly relatives and yourself for future long-term care expenses
  • Be prepared for any contingency with a Life Happens Fund
As you discover practical ways to achieve financial freedom, you’ll experience what it truly means to live a life of financial peace and prosperity.

Thousands of individuals have participated in the fast and as a result have gotten out of debt and become better managers of their money and finances. The 21-Day Financial Fast is great for earners at any income-level or stage of life, whether you are living paycheck-to-paycheck or just trying to make smarter financial choices.

My Thoughts:  Singletary offers some commonly heard tips in The 21-Day Financial Fast.  She's been successfully sharing how to be debt free for decades and she knows what she's talking about.  To those burdened with debt, The 21-Day Financial Fast offers some tips to help jumpstart your savings account.  For those seeking to manage their monies, The 21-Day Financial Fast offers some practical tips to get a jump start on getting your financial house in order.  There is a solution for every financial problem and even those of us with little or no credit card debt can benefit from the tips shared in Singletary's book.  

The premise is simple, don't buy anything for 21 days.  Yep, 21 days of no shoes, no makeup, no clothes, no restaurants, nothing just the essentials.  Singletary goes so far as to suggest readers refrain from window shopping. Throughout the 21 days, readers are guided on ways to better navigate their finances.  Singletary cites several verses from the book of Proverbs and does a pretty good job tying the scripture to the principles within the book.  The principles are simple tools for becoming a better steward and although it'll take longer than 21 days to truly master one's finances, this is a good start.

Overall, a decent read with some great tips.

For More Info:  

Check out Michelle Singletary's website at http://www.michellesingletary.com

Buy It:
The 21 Day Financial Fast is available at bookstores everyone and online resellers like Amazon, Zondervan and Barnes and Noble.

Disclosure: Many thanks to Booksneeze for the opportunity to review this book. I received a complimentary copy of this book in exchange for this review. The thoughts expressed above are mine. Visit http://threeboysandanoldlady.blogspot.com/2010/01/advertisecontact.html for the complete Disclosure Policy of Three Boys and an Old Lady blog.

I review for BookSneeze®


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