April 01, 2013

Let Mass Mutual Help You Get a Fresh Start to Your Finances Blog Tour


When's the last time you took a look at your family's finances?  I mean really looked at them.  

A couple of years ago, my family received what should have been a wake-up call.  CANCER.  Yet, I was so overwelmed I didn't really do anything other than up our insurance coverages a bit.  However, last month reality set in.  We had just finished paying off hubby's medical bills when an outpatient surgery required him to stay in the hospital for FIVE days.  That was the wake up call I needed.  We had to take a long, hard look at our family insurance plans.  Did we have enough coverage?  Do we need more?  What if he has to be off work for so many months?  What if he can't return to work?  Our "What Ifs" were a major source of stress.  Can I provide for my family?

I'm not alone as a research study, MassMutual’s State of the American Mom, found that many Moms have strong hopes and convictions about providing financially for their families, but given the multiple demands of the life of a Mom, many also find it hard to achieve.

Think about it.  We're thinking about day to day, some of us are still in school ourselves, so things like saving for college for the kiddos and retirement go by the wayside.  What's a mommy to do?  Forturnately, there are tools out there like Mass Mutual's Family Finance tool to help get us on the right track.  

I found some crazy statistics on the site.  Check this out:
  • Close to 80% of adults agree it’s important to educate our children yet if you’re like many parents, you may not know how to start.
  • 65% of people believe that financial security for retirement is an individual's responsibility, but only 30% of people feel that they are doing a good job preparing financially for it.
I am so among the 30% as are so many in family.  We don't have huge portfolios.  We're common folk who get up, put in an honest day's work and just have enough money left to pay mortgages, help our kids in college and contribute a bit to our retirement.  I've seen it far too often and it may sound selfish but I want more.  At first I decided to make a phone appointment to meet with a Mass Mutual representative, but after Hubby and I talked it over, we decided we better meet face to face so we can have someone on our side help us develop a plan that will help us put our kids in college (Our youngest son will enter college a year after the twins) plus save for retirement.  I'm so glad we did!

We were able to develop a plan that will work for us.  Yes, we'll have to make some changes but you know what - WE'RE GONNA BE JUST FINE!  It just makes more sense when you sit down and go over the dollars and cents.  The tips our Mass Mutual representative provided were very informative.  I feel a bit more confident now that we have a plan.  Yes, a PLAN!  Do you have a plan? 

Interested in learning more about your Financial Personality?  Click on the image below to take the quiz.





Take the Quiz


For more info:
Facebook: http://www.facebook.com/massmutual 
Twitter: twitter.com/massmutual 


Disclosure:  “I wrote this post as participation in in a blog tour for Mom Central on behalf of MassMutual and received compensation in the form of an Amazon gift code to thank me for taking the time to participate.”  

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